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CA
Business insurance board · November 2026

California

United States
Searches tracked
24
AI Overview rate
87.5%
Sources per answer
5.5
Locator United States

Business insurance in California: who ranks, and who gets cited

Progressive Commercial leads the organic results in California. The Hartford is cited most in AI answers. They are different brands, which is true in most geographies we measure. An AI Overview appeared on 87.5% of the 24 searches tracked here, citing an average of 5.5 sources.

Discipline 01 · Best insurance SEO Progressive Commercial Organic visibility 100 / 100
Discipline 02 · Best insurance GEO The Hartford Cited in 28.1% of carrier citations
Discipline 03 · Best local SEO Cost-U-Less Insurance 8.6% of map slots across 11 metros

Organic visibility

Indexed to the California leader
Organic visibility by carrier in California, commercial insurance, November 2026
#CarrierVisibility index
01 Progressive Commercial 100
02 The Hartford 66.7
03 GEICO 28.9
04 NEXT Insurance 24.1
05 Chubb 20.3
06 Allstate 18.5
07 National Indemnity 18
08 Hiscox 17.9
09 Nationwide 14
10 biBERK 12.9

AI citation share

Share of carrier citations
Share of AI Overview citations by carrier in California, commercial insurance, November 2026
#CarrierShare of carrier citations
01 The Hartford 28.1%
02 Progressive Commercial 15.6%
03 GEICO 10.9%
04 NEXT Insurance 9.4%
05 Allstate 6.2%
06 Nationwide 6.2%
07 Travelers 4.7%
08 Hiscox 3.1%
09 State Farm 3.1%
10 biBERK 3.1%

Who Google cites

All sources, not only carriers
Types of source cited in AI Overviews in California, commercial insurance, November 2026
#Source typeShare of citations
01 carrier 55.7%
02 forum 17.4%
03 aggregator 6.1%
04 publisher 4.3%
05 agency 3.5%
06 payroll 3.5%
07 security vendor 2.6%
08 association 1.7%
09 regulator 1.7%
10 social 1.7%
11 financial institution 0.9%
12 unknown 0.9%

Named in the answer

Mentions, not citations
Carriers named in AI Overview text in California, commercial insurance, November 2026
#CarrierShare of mentions
01 The Hartford 20%
02 GEICO 12.9%
03 Progressive 11.8%
04 Progressive Commercial 10.6%
05 biBERK 7.1%
06 NEXT Insurance 7.1%
07 Travelers 7.1%
08 Allstate 5.9%
09 Hiscox 5.9%
10 Nationwide 5.9%

Being described in the answer and being cited as a source are different things.

What these searches return

By intent, 24 searches
AI Overview presence by search intent in California, November 2026
Search intentReturned an AI Overview
comparison 100%
cost 100%
informational 100%
quote 100%
line specific 100%
head 66.7%
near me 0%
California · Auto · 24 captures · Jul 2026

Not on these boards?

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Local pack by metro

11 metros measured in California
Local pack leader in each California metro, November 2026
#MetroLeading business Share of slotsBusinessesRating
01 Los Angeles Cost-U-Less Insurance 42.1% 12 4.8
02 Long Beach Only Way Insurance Services 29.7% 11 4.8
03 Oakland Rate Crushers Insurance Brokers 24.3% 10 5
04 Riverside Riverside Insurance Agency Inc. 27% 9 4.9
05 Fresno Fresno Insurance Agency 33.3% 7 5
06 Sacramento Auto Insurance Sacramento 30.6% 9 5
07 San Diego Hultz Insurance 27.8% 10 4.8
08 San Francisco April Insurance Agency 27.8% 11 5
09 Anaheim Anaheim Insurance & Vehicle Registration 25.7% 12 4.9
10 Bakersfield Acceptance Insurance 21.2% 11 4.8
11 San Jose Cost-U-Less Insurance 30.3% 9 4.9

Near-me searches are measured per metro, not per state. Each metro has its own board.

Every source the AI cites

40 domains · not only insurers

The citation table above lists insurers only. This one lists everything the answer actually pointed at, which is a different picture: in California, insurers are 55.7% of cited sources and comparison sites are 6.1%.

Every domain cited in AI answers for California, November 2026
#SourceType Share of citations
01 The Hartford
thehartford.com
Insurers
15.7%
02 YouTube
youtube.com
Forums
15.7%
03 Progressive Commercial
progressivecommercial.com
Insurers
8.7%
04 GEICO
geico.com
Insurers
6.1%
05 NEXT Insurance
nextinsurance.com
Insurers
5.2%
06 Allstate
allstate.com
Insurers
3.5%
07 Nationwide
nationwide.com
Insurers
3.5%
08 Paychex
paychex.com
Payroll platforms
3.5%
09 Travelers
travelers.com
Insurers
2.6%
10 biBERK
biberk.com
Insurers
1.7%
11 Hiscox
hiscox.com
Insurers
1.7%
12 Inszone Insurance
inszoneinsurance.com
Agencies
1.7%
13 NerdWallet
nerdwallet.com
Comparison sites
1.7%
14 Reddit
reddit.com
Forums
1.7%
15 State Farm
statefarm.com
Insurers
1.7%
16 US News
usnews.com
Publishers
1.7%
17 AmTrust
amtrustfinancial.com
Insurers
0.9%
18 ASCE Insurance
asceinsurance.com
Associations
0.9%
19 Bankers Insurance
bankersinsurance.com
Insurers
0.9%
20 BlueVoyant
bluevoyant.com
Security vendors
0.9%
21 Business News Daily
businessnewsdaily.com
Publishers
0.9%
22 Chubb
chubb.com
Insurers
0.9%
23 Compare the Market
comparethemarket.com
Comparison sites
0.9%
24 coremarkins.com
coremarkins.com
unknown
0.9%
25 Cynet
cynet.com
Security vendors
0.9%
26 Facebook
facebook.com
Social
0.9%
27 Farmer Brown Insurance
farmerbrown.com
Agencies
0.9%
28 Fortinet
fortinet.com
Security vendors
0.9%
29 Federal Trade Commission
ftc.gov
Regulators
0.9%
30 HowMuch
howmuch.net
Publishers
0.9%
31 HUB International
hubinternational.com
Agencies
0.9%
32 Hudson Valley Credit Union
hvcu.org
Banks
0.9%
33 Instagram
instagram.com
Social
0.9%
34 California Dept. of Insurance
insurance.ca.gov
Regulators
0.9%
35 Insureon
insureon.com
Comparison sites
0.9%
36 Liberty Mutual
libertymutual.com
Insurers
0.9%
37 National Indemnity
nationalindemnity.com
Insurers
0.9%
38 Policygenius
policygenius.com
Comparison sites
0.9%
39 Progressive
progressive.com
Insurers
0.9%
40 Simply Business
simplybusiness.com
Comparison sites
0.9%

Types are assigned from a published list. A source we cannot classify with confidence is left unclassified rather than guessed at.

Where this board sits

Every board is free and public

What is on this page position-weighted organic visibility indexed to the California leader, share of sources cited in AI Overviews, share of answers naming a carrier, and Local Pack presence. The first three use the same 24 searches captured November 2026. Local Pack comes from a separate set of near-me searches measured per metro, joined here.

Never combined the disciplines are reported separately and are not summed. A blended score would hide the only finding that matters, which is where they disagree.

Coverage Google AI Overviews only. ChatGPT, Perplexity and Claude are separate surfaces and are not measured.