The Visibility Index
California · commercial August 2026 edition Captured Jul 14–16 Next refresh Aug 1 24 searches
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Business insurance in California: who ranks, and who gets cited

The Hartford leads the organic results in California. Progressive is cited most in AI answers. They are different brands, which is true in most geographies we measure. An AI Overview appeared on 87.5% of the 24 searches tracked here, citing an average of 7.5 sources.

Discipline 01 · Best insurance SEO The Hartford Organic visibility 100 / 100
Discipline 02 · Best insurance GEO Progressive Cited in 24.7% of carrier citations
Discipline 03 · Best local SEO No local pack

Organic visibility

Indexed to the California leader
Organic visibility by carrier in California, commercial insurance, August 2026
#CarrierVisibility index
01 The Hartford 100
02 Progressive 81.8
03 GEICO 49.2
04 NEXT Insurance 26.2
05 Nationwide 16.7
06 Hiscox 15.5
07 Allstate 14.8
08 Travelers 11.1
09 Liberty Mutual 6.7
10 biBERK 6.2

AI citation share

Share of carrier citations
Share of AI Overview citations by carrier in California, commercial insurance, August 2026
#CarrierShare of carrier citations
01 Progressive 24.7%
02 The Hartford 22.4%
03 NEXT Insurance 10.6%
04 GEICO 9.4%
05 Hiscox 4.7%
06 Nationwide 4.7%
07 Travelers 4.7%
08 Allstate 3.5%
09 Federated Insurance 2.4%
10 Liberty Mutual 2.4%

Who Google cites

All sources, not only carriers
Types of source cited in AI Overviews in California, commercial insurance, August 2026
#Source typeShare of citations
01 carrier 54.1%
02 forum 15.3%
03 agency 8.3%
04 publisher 6.4%
05 regulator 5.1%
06 vendor 4.5%
07 aggregator 3.2%
08 unknown 3.2%

Named in the answer

Mentions, not citations
Carriers named in AI Overview text in California, commercial insurance, August 2026
#CarrierShare of mentions
01 GEICO 16.9%
02 Progressive 11.9%
03 The Hartford 11.9%
04 Allstate 10.2%
05 Nationwide 10.2%
06 NEXT Insurance 10.2%
07 Hiscox 10.2%
08 Travelers 5.1%
09 biBERK 3.4%
10 USAA 1.7%

Being described in the answer and being cited as a source are different things.

What these searches return

By intent, 24 searches
AI Overview presence by search intent in California, August 2026
Search intentReturned an AI Overview
comparison 100%
cost 100%
head 100%
informational 100%
quote 100%
line specific 85.7%
near me 0%
California · Auto · 24 captures · Jul 2026

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What is on this page position-weighted organic visibility indexed to the California leader, share of sources cited in AI Overviews, share of answers naming a carrier, and Local Pack presence. Same 24 searches for all four, captured July 2026.

Never combined the disciplines are reported separately and are not summed. A blended score would hide the only finding that matters, which is where they disagree.

Coverage Google AI Overviews only. ChatGPT, Perplexity and Claude are separate surfaces and are not measured.