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Business insurance board · September 2026

California

United States
Searches tracked
24
AI Overview rate
91.7%
Sources per answer
8.5
Locator United States

Business insurance in California: who ranks, and who gets cited

The Hartford leads the organic results in California. NEXT Insurance is cited most in AI answers. They are different brands, which is true in most geographies we measure. An AI Overview appeared on 91.7% of the 24 searches tracked here, citing an average of 8.5 sources.

Discipline 01 · Best insurance SEO The Hartford Organic visibility 100 / 100
Discipline 02 · Best insurance GEO NEXT Insurance Cited in 19.6% of carrier citations
Discipline 03 · Best local SEO Fiesta Auto Insurance & Tax Service 5.3% of map slots across 11 metros

Organic visibility

Indexed to the California leader
Organic visibility by carrier in California, commercial insurance, September 2026
#CarrierVisibility index
01 The Hartford 100
02 Progressive Commercial 73.5
03 GEICO 50
04 NEXT Insurance 42
05 biBERK 35.2
06 Hiscox 19.2
07 Travelers 16.6
08 Thimble 16.6
09 Nationwide 16.6
10 Allstate 12.8

AI citation share

Share of carrier citations
Share of AI Overview citations by carrier in California, commercial insurance, September 2026
#CarrierShare of carrier citations
01 NEXT Insurance 19.6%
02 The Hartford 19.6%
03 Progressive Commercial 15.7%
04 GEICO 11.8%
05 biBERK 7.8%
06 Hiscox 5.9%
07 Allstate 4.9%
08 Nationwide 2.9%
09 Liberty Mutual 2%
10 State Farm 2%

Who Google cites

All sources, not only carriers
Types of source cited in AI Overviews in California, commercial insurance, September 2026
#Source typeShare of citations
01 carrier 50.7%
02 aggregator 13.9%
03 forum 13.9%
04 publisher 5.5%
05 payroll 4.5%
06 agency 4%
07 unknown 2.5%
08 association 1.5%
09 search 1%
10 financial institution 0.5%
11 law firm 0.5%
12 regulator 0.5%
13 security vendor 0.5%
14 social 0.5%

Named in the answer

Mentions, not citations
Carriers named in AI Overview text in California, commercial insurance, September 2026
#CarrierShare of mentions
01 GEICO 20%
02 The Hartford 16%
03 Hiscox 12%
04 Allstate 8%
05 biBERK 8%
06 NEXT Insurance 8%
07 Nationwide 6%
08 Progressive 4%
09 Progressive Commercial 4%
10 Travelers 4%

Being described in the answer and being cited as a source are different things.

What these searches return

By intent, 24 searches
AI Overview presence by search intent in California, September 2026
Search intentReturned an AI Overview
comparison 100%
cost 100%
head 100%
informational 100%
line specific 100%
quote 100%
near me 0%
California · Auto · 24 captures · Jul 2026

Not on these boards?

Public boards list national carriers and aggregate the rest. We will run your brand against this exact query set in California and send you all three scores.

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Local pack by metro

11 metros measured in California
Local pack leader in each California metro, September 2026
#MetroLeading business Share of slotsBusinessesRating
01 Anaheim Anaheim Insurance & Vehicle 30.6% 11 4.9
02 Bakersfield InsureOne Insurance 27.8% 11 5
03 Fresno Fiesta Auto Insurance & Tax Service 47.2% 10 4.9
04 Long Beach Only Way Insurance Services 27.8% 9 4.8
05 Los Angeles Freeway Insurance 25% 14 4.7
06 Oakland Near By Insurance Agency 22.2% 9 5
07 Riverside Riverside Insurance Agency Inc. 30.6% 8 4.9
08 Sacramento Auto Insurance Sacramento 27.8% 10 5
09 San Diego Let's Insure - San Diego 33.3% 6 5
10 San Francisco April Insurance Agency 30.6% 10 5
11 San Jose Auto Insurance Agency San Jose 25% 11 5

Near-me searches are measured per metro, not per state. Each metro has its own board.

Every source the AI cites

40 domains · not only insurers

The citation table above lists insurers only. This one lists everything the answer actually pointed at, which is a different picture: in California, insurers are 50.7% of cited sources and comparison sites are 13.9%.

Every domain cited in AI answers for California, September 2026
#SourceType Share of citations
01 YouTube
youtube.com
Forums
10.4%
02 NEXT Insurance
nextinsurance.com
Insurers
10%
03 The Hartford
thehartford.com
Insurers
10%
04 Progressive Commercial
progressivecommercial.com
Insurers
8%
05 GEICO
geico.com
Insurers
6%
06 biBERK
biberk.com
Insurers
4%
07 Insureon
insureon.com
Comparison sites
3.5%
08 Simply Business
simplybusiness.com
Comparison sites
3.5%
09 Hiscox
hiscox.com
Insurers
3%
10 Allstate
allstate.com
Insurers
2.5%
11 Reddit
reddit.com
Forums
2%
12 ADP
adp.com
Payroll platforms
1.5%
13 Nationwide
nationwide.com
Insurers
1.5%
14 TechInsurance
techinsurance.com
Comparison sites
1.5%
15 US Chamber of Commerce
uschamber.com
Associations
1.5%
16 Business Insurance Cost
businessinsurancecost.com
Comparison sites
1%
17 Wikipedia
en.wikipedia.org
Publishers
1%
18 Forbes Advisor
forbes.com
Publishers
1%
19 Google
google.com
Search
1%
20 Insurance Guys
insurance-guys.com
Agencies
1%
21 Investopedia
investopedia.com
Comparison sites
1%
22 Homebase
joinhomebase.com
Payroll platforms
1%
23 JustAnswer
justanswer.com
Forums
1%
24 Liberty Mutual
libertymutual.com
Insurers
1%
25 NerdWallet
nerdwallet.com
Comparison sites
1%
26 Paychex
paychex.com
Payroll platforms
1%
27 State Farm
statefarm.com
Insurers
1%
28 Thimble
thimble.com
Insurers
1%
29 Travelers
travelers.com
Insurers
1%
30 US News
usnews.com
Publishers
1%
31 WorkCompOne
workcompone.com
Comparison sites
1%
32 Acrisure
acrisure.com
Agencies
0.5%
33 bluemarsh.com
bluemarsh.com
unknown
0.5%
34 Chubb
chubb.com
Insurers
0.5%
35 Construction Coverage
constructioncoverage.com
Publishers
0.5%
36 Cynet
cynet.com
Security vendors
0.5%
37 California Dept. of Industrial Relations
dir.ca.gov
Regulators
0.5%
38 diy.stackexchange.com
diy.stackexchange.com
unknown
0.5%
39 EDG Law
edglaw.com
Law firms
0.5%
40 Facebook
facebook.com
Social
0.5%

Types are assigned from a published list. A source we cannot classify with confidence is left unclassified rather than guessed at.

Where this board sits

Every board is free and public

What is on this page position-weighted organic visibility indexed to the California leader, share of sources cited in AI Overviews, share of answers naming a carrier, and Local Pack presence. The first three use the same 24 searches captured September 2026. Local Pack comes from a separate set of near-me searches measured per metro, joined here.

Never combined the disciplines are reported separately and are not summed. A blended score would hide the only finding that matters, which is where they disagree.

Coverage Google AI Overviews only. ChatGPT, Perplexity and Claude are separate surfaces and are not measured.