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Car insurance Home insurance Business insurance Same geography, three lines
CA
Car insurance board · November 2026

California

United States
Searches tracked
19
AI Overview rate
94.7%
Sources per answer
4.7
Locator United States

Car insurance in California: who ranks, and who gets cited

Liberty Mutual leads the organic results in California. Allstate is cited most in AI answers. They are different brands, which is true in most geographies we measure. An AI Overview appeared on 94.7% of the 19 searches tracked here, citing an average of 4.7 sources.

Discipline 01 · Best insurance SEO Liberty Mutual Organic visibility 100 / 100
Discipline 02 · Best insurance GEO Allstate Cited in 20.9% of carrier citations
Discipline 03 · Best local SEO Cost-U-Less Insurance 8.6% of map slots across 11 metros

Organic visibility

Indexed to the California leader
Organic visibility by carrier in California, auto insurance, November 2026
#CarrierVisibility index
01 Liberty Mutual 100
02 Allstate 57.4
03 GEICO 55.7
04 Progressive 45.6
05 COUNTRY Financial 16
06 State Farm 6.8
07 TruStage 6.8
08 Nationwide 6.3
09 AAA 6.2
10 Belairdirect 4.6

AI citation share

Share of carrier citations
Share of AI Overview citations by carrier in California, auto insurance, November 2026
#CarrierShare of carrier citations
01 Allstate 20.9%
02 Liberty Mutual 20.9%
03 Progressive 16.3%
04 GEICO 11.6%
05 Mercury Insurance 4.7%
06 Nationwide 4.7%
07 State Farm 4.7%
08 Travelers 4.7%
09 AAA 2.3%
10 Farmers 2.3%

Who Google cites

All sources, not only carriers
Types of source cited in AI Overviews in California, auto insurance, November 2026
#Source typeShare of citations
01 carrier 51.2%
02 aggregator 14.3%
03 publisher 14.3%
04 forum 11.9%
05 search 3.6%
06 unknown 2.4%
07 agency 1.2%
08 regulator 1.2%

Named in the answer

Mentions, not citations
Carriers named in AI Overview text in California, auto insurance, November 2026
#CarrierShare of mentions
01 Progressive 18.3%
02 Allstate 15.5%
03 GEICO 15.5%
04 Travelers 12.7%
05 Nationwide 8.5%
06 State Farm 8.5%
07 USAA 8.5%
08 Liberty Mutual 2.8%
09 AAA 1.4%
10 American Family 1.4%

Being described in the answer and being cited as a source are different things.

What these searches return

By intent, 19 searches
AI Overview presence by search intent in California, November 2026
Search intentReturned an AI Overview
comparison 100%
cost 100%
head 100%
informational 100%
quote 100%
near me 50%
California · Auto · 19 captures · Jul 2026

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Local pack by metro

11 metros measured in California
Local pack leader in each California metro, November 2026
#MetroLeading business Share of slotsBusinessesRating
01 Los Angeles Cost-U-Less Insurance 42.1% 12 4.8
02 Long Beach Only Way Insurance Services 29.7% 11 4.8
03 Oakland Rate Crushers Insurance Brokers 24.3% 10 5
04 Riverside Riverside Insurance Agency Inc. 27% 9 4.9
05 Fresno Fresno Insurance Agency 33.3% 7 5
06 Sacramento Auto Insurance Sacramento 30.6% 9 5
07 San Diego Hultz Insurance 27.8% 10 4.8
08 San Francisco April Insurance Agency 27.8% 11 5
09 Anaheim Anaheim Insurance & Vehicle Registration 25.7% 12 4.9
10 Bakersfield Acceptance Insurance 21.2% 11 4.8
11 San Jose Cost-U-Less Insurance 30.3% 9 4.9

Near-me searches are measured per metro, not per state. Each metro has its own board.

Every source the AI cites

31 domains · not only insurers

The citation table above lists insurers only. This one lists everything the answer actually pointed at, which is a different picture: in California, insurers are 51.2% of cited sources and comparison sites are 14.3%.

Every domain cited in AI answers for California, November 2026
#SourceType Share of citations
01 Allstate
allstate.com
Insurers
10.7%
02 Liberty Mutual
libertymutual.com
Insurers
10.7%
03 YouTube
youtube.com
Forums
9.5%
04 Progressive
progressive.com
Insurers
8.3%
05 US News
usnews.com
Publishers
7.1%
06 GEICO
geico.com
Insurers
6%
07 NerdWallet
nerdwallet.com
Comparison sites
4.8%
08 The Zebra
thezebra.com
Comparison sites
4.8%
09 Google
google.com
Search
3.6%
10 Experian
experian.com
Publishers
2.4%
11 Matic
matic.com
Comparison sites
2.4%
12 Mercury Insurance
mercuryinsurance.com
Insurers
2.4%
13 Nationwide
nationwide.com
Insurers
2.4%
14 Reddit
reddit.com
Forums
2.4%
15 State Farm
statefarm.com
Insurers
2.4%
16 Travelers
travelers.com
Insurers
2.4%
17 AAA
ace.aaa.com
Insurers
1.2%
18 Consumer Reports
consumerreports.org
Publishers
1.2%
19 California DMV
dmv.ca.gov
Regulators
1.2%
20 Wikipedia
en.wikipedia.org
Publishers
1.2%
21 Farmers
farmers.com
Insurers
1.2%
22 Yahoo Finance
finance.yahoo.com
Publishers
1.2%
23 Insurance Information Institute
iii.org
Publishers
1.2%
24 injurylawyer4you.com
injurylawyer4you.com
unknown
1.2%
25 InsureOne
insureone.com
Agencies
1.2%
26 Lemonade
lemonade.com
Insurers
1.2%
27 LendingTree
lendingtree.com
Comparison sites
1.2%
28 Prestige Luxury Rentals
prestigeluxuryrentals.com
unknown
1.2%
29 Pronto Insurance
prontoinsurance.com
Insurers
1.2%
30 The General
thegeneral.com
Insurers
1.2%
31 WalletHub
wallethub.com
Comparison sites
1.2%

Types are assigned from a published list. A source we cannot classify with confidence is left unclassified rather than guessed at.

Where this board sits

Every board is free and public

What is on this page position-weighted organic visibility indexed to the California leader, share of sources cited in AI Overviews, share of answers naming a carrier, and Local Pack presence. The first three use the same 19 searches captured November 2026. Local Pack comes from a separate set of near-me searches measured per metro, joined here.

Never combined the disciplines are reported separately and are not summed. A blended score would hide the only finding that matters, which is where they disagree.

Coverage Google AI Overviews only. ChatGPT, Perplexity and Claude are separate surfaces and are not measured.