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KY
Business insurance board · September 2026

Kentucky

United States
Searches tracked
24
AI Overview rate
87.5%
Sources per answer
7.7
Locator United States

Business insurance in Kentucky: who ranks, and who gets cited

NEXT Insurance leads the organic results in Kentucky. The Hartford is cited most in AI answers. They are different brands, which is true in most geographies we measure. An AI Overview appeared on 87.5% of the 24 searches tracked here, citing an average of 7.7 sources.

Discipline 01 · Best insurance SEO NEXT Insurance Organic visibility 100 / 100
Discipline 02 · Best insurance GEO The Hartford Cited in 25.4% of carrier citations
Discipline 03 · Best local SEO Propel Affordable Auto Insurance Louisville 16.7% of map slots across 1 metro

Organic visibility

Indexed to the Kentucky leader
Organic visibility by carrier in Kentucky, commercial insurance, September 2026
#CarrierVisibility index
01 NEXT Insurance 100
02 The Hartford 89.7
03 Progressive Commercial 85
04 Thimble 35.8
05 GEICO 25.9
06 Farm Bureau Financial Services 23.3
07 biBERK 21
08 American Family 11.7
09 State Farm 11.1
10 Liberty Mutual 5.8

AI citation share

Share of carrier citations
Share of AI Overview citations by carrier in Kentucky, commercial insurance, September 2026
#CarrierShare of carrier citations
01 The Hartford 25.4%
02 NEXT Insurance 16.9%
03 Progressive Commercial 16.9%
04 GEICO 9.9%
05 Hiscox 5.6%
06 Allstate 4.2%
07 Nationwide 2.8%
08 Pie Insurance 2.8%
09 Thimble 2.8%
10 Travelers 2.8%

Who Google cites

All sources, not only carriers
Types of source cited in AI Overviews in Kentucky, commercial insurance, September 2026
#Source typeShare of citations
01 carrier 42%
02 aggregator 14.8%
03 forum 11.2%
04 agency 8.3%
05 unknown 7.7%
06 publisher 5.9%
07 payroll 5.3%
08 association 1.2%
09 financial institution 0.6%
10 law firm 0.6%
11 regulator 0.6%
12 security vendor 0.6%
13 social 0.6%
14 software 0.6%

Named in the answer

Mentions, not citations
Carriers named in AI Overview text in Kentucky, commercial insurance, September 2026
#CarrierShare of mentions
01 GEICO 16.7%
02 The Hartford 16.7%
03 Hiscox 9.5%
04 Allstate 7.1%
05 Nationwide 7.1%
06 NEXT Insurance 7.1%
07 Progressive 7.1%
08 Progressive Commercial 7.1%
09 Travelers 7.1%
10 Thimble 4.8%

Being described in the answer and being cited as a source are different things.

What these searches return

By intent, 24 searches
AI Overview presence by search intent in Kentucky, September 2026
Search intentReturned an AI Overview
comparison 100%
cost 100%
head 100%
informational 100%
quote 100%
line specific 85.7%
near me 0%
Kentucky · Auto · 24 captures · Jul 2026

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Local pack by metro

1 metro measured in Kentucky
Local pack leader in each Kentucky metro, September 2026
#MetroLeading business Share of slotsBusinessesRating
01 Louisville Propel Affordable Auto Insurance Louisville 16.7% 16 3.8

Near-me searches are measured per metro, not per state. Each metro has its own board.

Every source the AI cites

40 domains · not only insurers

The citation table above lists insurers only. This one lists everything the answer actually pointed at, which is a different picture: in Kentucky, insurers are 42% of cited sources and comparison sites are 14.8%.

Every domain cited in AI answers for Kentucky, September 2026
#SourceType Share of citations
01 The Hartford
thehartford.com
Insurers
10.7%
02 YouTube
youtube.com
Forums
8.9%
03 NEXT Insurance
nextinsurance.com
Insurers
7.1%
04 Progressive Commercial
progressivecommercial.com
Insurers
7.1%
05 GEICO
geico.com
Insurers
4.1%
06 Forbes Advisor
forbes.com
Publishers
3%
07 Hiscox
hiscox.com
Insurers
2.4%
08 TechInsurance
techinsurance.com
Comparison sites
2.4%
09 Allstate
allstate.com
Insurers
1.8%
10 Insurance Brokers of Arizona
insurancebrokersofaz.com
Agencies
1.8%
11 Homebase
joinhomebase.com
Payroll platforms
1.8%
12 Reddit
reddit.com
Forums
1.8%
13 Simply Business
simplybusiness.com
Comparison sites
1.8%
14 US News
usnews.com
Publishers
1.8%
15 Wirefly
wirefly.com
Comparison sites
1.8%
16 WorkCompOne
workcompone.com
Comparison sites
1.8%
17 ADP
adp.com
Payroll platforms
1.2%
18 biBERK
biberk.com
Insurers
1.2%
19 business.com
business.com
unknown
1.2%
20 elc.ky.gov
elc.ky.gov
unknown
1.2%
21 Insurance.com
insurance.com
Comparison sites
1.2%
22 Insureon
insureon.com
Comparison sites
1.2%
23 Insurify
insurify.com
Comparison sites
1.2%
24 Nationwide
nationwide.com
Insurers
1.2%
25 NerdWallet
nerdwallet.com
Comparison sites
1.2%
26 Paychex
paychex.com
Payroll platforms
1.2%
27 Pie Insurance
pieinsurance.com
Insurers
1.2%
28 theboswellagency.com
theboswellagency.com
unknown
1.2%
29 Thimble
thimble.com
Insurers
1.2%
30 Travelers
travelers.com
Insurers
1.2%
31 US Chamber of Commerce
uschamber.com
Associations
1.2%
32 1800insurance.com
1800insurance.com
unknown
0.6%
33 Acrisure
acrisure.com
Agencies
0.6%
34 aguiarinjurylawyers.com
aguiarinjurylawyers.com
unknown
0.6%
35 artisanins.com
artisanins.com
unknown
0.6%
36 Bates Insurance Agency
batesia.com
Agencies
0.6%
37 Business Insurance Cost
businessinsurancecost.com
Comparison sites
0.6%
38 Cynet
cynet.com
Security vendors
0.6%
39 Kentucky Drive
drive.ky.gov
Regulators
0.6%
40 EDG Law
edglaw.com
Law firms
0.6%

Types are assigned from a published list. A source we cannot classify with confidence is left unclassified rather than guessed at.

Where this board sits

Every board is free and public

What is on this page position-weighted organic visibility indexed to the Kentucky leader, share of sources cited in AI Overviews, share of answers naming a carrier, and Local Pack presence. The first three use the same 24 searches captured September 2026. Local Pack comes from a separate set of near-me searches measured per metro, joined here.

Never combined the disciplines are reported separately and are not summed. A blended score would hide the only finding that matters, which is where they disagree.

Coverage Google AI Overviews only. ChatGPT, Perplexity and Claude are separate surfaces and are not measured.