The Visibility Index
Home / The Index / Canada / Ontario / home
Car insurance Home insurance Business insurance Same geography, three lines
ON
Home insurance board · August 2026

Ontario

Canada
Searches tracked
15
AI Overview rate
80%
Sources per answer
9
Locator Canada

Home insurance in Ontario: who ranks, and who gets cited

TD Insurance leads both the organic results and the AI citations in Ontario, which is unusual: it is the less common of the two outcomes. An AI Overview appeared on 80% of the 15 searches tracked here, citing an average of 9 sources.

Discipline 01 · Best insurance SEO TD Insurance Organic visibility 100 / 100
Discipline 02 · Best insurance GEO TD Insurance Cited in 19.4% of carrier citations
Discipline 03 · Best local SEO Begin Insurance Inc. Hamilton 8.5% of map slots across 4 metros

Organic visibility

Indexed to the Ontario leader
Organic visibility by carrier in Ontario, home insurance, August 2026
#CarrierVisibility index
01 TD Insurance 100
02 RBC Insurance 88.8
03 Allstate 34.2
04 Square One 26
05 Allstate Canada 21.9
06 Co-operators 20
07 PolicyMe 12.1
08 Intact 9.1
09 Liberty Mutual 5.6
10 Kin Insurance 5

AI citation share

Share of carrier citations
Share of AI Overview citations by carrier in Ontario, home insurance, August 2026
#CarrierShare of carrier citations
01 TD Insurance 19.4%
02 PolicyMe 16.1%
03 Allstate 12.9%
04 Intact 12.9%
05 RBC Insurance 12.9%
06 Belairdirect 6.5%
07 Co-operators 6.5%
08 Lemonade 3.2%
09 SGI Canada 3.2%
10 Sonnet 3.2%

Who Google cites

All sources, not only carriers
Types of source cited in AI Overviews in Ontario, home insurance, August 2026
#Source typeShare of citations
01 carrier 28.7%
02 aggregator 27.8%
03 unknown 15.7%
04 agency 13.9%
05 forum 6.5%
06 regulator 5.6%
07 publisher 0.9%
08 social 0.9%

Named in the answer

Mentions, not citations
Carriers named in AI Overview text in Ontario, home insurance, August 2026
#CarrierShare of mentions
01 PolicyMe 18.5%
02 Allstate 14.8%
03 Intact 14.8%
04 Sonnet 11.1%
05 TD Insurance 11.1%
06 Belairdirect 7.4%
07 RBC Insurance 7.4%
08 Aviva Canada 3.7%
09 Co-operators 3.7%
10 Lemonade 3.7%

Being described in the answer and being cited as a source are different things.

What these searches return

By intent, 15 searches
AI Overview presence by search intent in Ontario, August 2026
Search intentReturned an AI Overview
unclassified 80%
Ontario · Auto · 15 captures · Jul 2026

Not on these boards?

Public boards list national carriers and aggregate the rest. We will run your brand against this exact query set in Ontario and send you all three scores.

Get your Ontario scorecard
Free · 2-day turnaround · no call required

Local pack by metro

4 metros measured in Ontario
Local pack leader in each Ontario metro, August 2026
#MetroLeading business Share of slotsBusinessesRating
01 Hamilton Begin Insurance Inc. Hamilton 33.3% 7 4.4
02 Mississauga Insure With Dolly 25% 9 5
03 Toronto Mitch Insurance Brokers 19.4% 14 4.7
04 Ottawa Aviva Canada 27.3% 7 1.7

Near-me searches are measured per metro, not per province. Each metro has its own board.

Every source the AI cites

40 domains · not only insurers

The citation table above lists insurers only. This one lists everything the answer actually pointed at, which is a different picture: in Ontario, insurers are 28.7% of cited sources and comparison sites are 27.8%.

Every domain cited in AI answers for Ontario, August 2026
#SourceType Share of citations
01 Ratehub
ratehub.ca
Comparison sites
9.3%
02 Rates.ca
rates.ca
Comparison sites
8.3%
03 Insurely
insurely.ca
Comparison sites
5.6%
04 TD Insurance
tdinsurance.com
Insurers
5.6%
05 PolicyMe
policyme.com
Insurers
4.6%
06 Reddit
reddit.com
Forums
4.6%
07 Allstate
allstate.com
Insurers
3.7%
08 bluecouchinsurance.com
bluecouchinsurance.com
unknown
3.7%
09 Government of Canada
canada.ca
Regulators
3.7%
10 InsureBC
insurebc.ca
Agencies
3.7%
11 Intact
intact.ca
Insurers
3.7%
12 RBC Insurance
rbcinsurance.com
Insurers
3.7%
13 Investopedia
investopedia.com
Comparison sites
2.8%
14 Armour Insurance
armourinsurance.ca
Agencies
1.9%
15 Belairdirect
belairdirect.com
Insurers
1.9%
16 Co-operators
cooperators.ca
Insurers
1.9%
17 Insurance Bureau of Canada
ibc.ca
Regulators
1.9%
18 nationwest.ca
nationwest.ca
unknown
1.9%
19 PC Insurance
pcinsurance.ca
Agencies
1.9%
20 thebig.ca
thebig.ca
unknown
1.9%
21 Western Financial Group
westernfinancialgroup.ca
Agencies
1.9%
22 YouTube
youtube.com
Forums
1.9%
23 zolo.ca
zolo.ca
unknown
1.9%
24 bakerhomeexteriors.com
bakerhomeexteriors.com
unknown
0.9%
25 BrokerLink
brokerlink.ca
Agencies
0.9%
26 excaliburinsurance.ca
excaliburinsurance.ca
unknown
0.9%
27 gatewayexteriors.ca
gatewayexteriors.ca
unknown
0.9%
28 Instagram
instagram.com
Social
0.9%
29 Insurance Business
insurancebusinessmag.com
Publishers
0.9%
30 Lemonade
lemonade.com
Insurers
0.9%
31 LowestRates
lowestrates.ca
Comparison sites
0.9%
32 Mitch Insurance
mitchinsurance.com
Agencies
0.9%
33 money.ca
money.ca
unknown
0.9%
34 newswire.ca
newswire.ca
unknown
0.9%
35 ontariolocalguide.ca
ontariolocalguide.ca
unknown
0.9%
36 RJ Insurance
rjins.com
Agencies
0.9%
37 Roughley Insurance
roughleyinsurance.com
Agencies
0.9%
38 SGI Canada
sgicanada.ca
Insurers
0.9%
39 Sonnet
sonnet.ca
Insurers
0.9%
40 Square One
squareone.ca
Insurers
0.9%

Types are assigned from a published list. A source we cannot classify with confidence is left unclassified rather than guessed at.

Where this board sits

Every board is free and public

What is on this page position-weighted organic visibility indexed to the Ontario leader, share of sources cited in AI Overviews, share of answers naming a carrier, and Local Pack presence. The first three use the same 15 searches captured August 2026. Local Pack comes from a separate set of near-me searches measured per metro, joined here.

Never combined the disciplines are reported separately and are not summed. A blended score would hide the only finding that matters, which is where they disagree.

Coverage Google AI Overviews only. ChatGPT, Perplexity and Claude are separate surfaces and are not measured.