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CHA
Local board · August 2026

Charlotte

North Carolina · United States
Near-me searches
12
Map slots
36
Businesses sharing them
9
Median rating
4.9
Locator United States

Insurance near me in Charlotte: who holds the map

12 near-me searches, run in the Charlotte metro. A Local Pack appeared on 100% of them and an AI Overview on 8.3%. The map is shared by 9 businesses at a median rating of 4.9.

The map pack Latorre Insurance In 12 slots, average slot 1.7, rated 4.9
Organic beneath it oianc.com Visibility 100 / 100

The map pack

36 slots across 12 searches
Local pack occupancy in Charlotte, August 2026
#BusinessAppearancesAverage slotRating
01 Latorre Insurance 12 1.7 4.9
02 Low Cost Auto Insurance Team 6 1.8 4.3
03 Hutch Ham Agency, Inc. 6 2 4.9
04 Jake Fulkerson - State Farm Insurance Agent 4 2.8 4.9
05 Low Cost Auto Insurance Plaza 3 2.7 5
06 CAP Insurance Group 2 1.5 5
07 Curtis Helms Insurance 1 2 4.9
08 Goosehead Insurance - Charlotte 1 2 3.9
09 Star Insurance Group 1 3 5

Columns: appearances, average slot held, Google rating. Businesses are public results on public searches.

The organic results beneath the map

A different competition
Organic visibility beneath the map pack in Charlotte, August 2026
#Domain or brandVisibility index
01 oianc.com 100
02 charlotteinsurance.com 89.2
03 Nationwide 75.7
04 Yelp 70.5
05 local.directauto.com 66
06 Nationwide Agency 62.9
07 State Farm 39.6
08 Allstate 25.9
09 HUB International 23.3
10 Insureon 23.3

Not in the Charlotte map pack?

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What the AI assistants say about Charlotte

Same question, three times, 2026 09

The map pack above is stable. Ask again next month and largely the same businesses hold the same slots. The AI assistants are not.

We asked each engine “best insurance agency near me”, geo-targeted to Charlotte, three times. Below is how many different businesses each one named, and how many survived all three answers.

This is why there is no “the agency AI recommends” on this page. Naming one would mean publishing a business the engine mentions roughly a third of the time.

AI recommendation stability in Charlotte
Engine Businesses named In all 3 answers Overlap
ChatGPT 9 0 0.00

Overlap is the businesses common to all three answers divided by every business named across them. 1.00 is the same answer every time. 0.00 is nothing in common.

Across all metros: ChatGPT names nothing twice in 59 of 109, Gemini in 33 of 73. Read the full study.

Where this sits

Every board is free and public

All 109 metro boards The interactive map

What is on this page 12 near-me insurance searches geo-targeted to the Charlotte metro, August 2026. Local Pack occupancy, average slot and Google rating, plus position-weighted organic visibility for the same searches.

Coverage 109 metros across the United States and Canada, same 12 searches.

Single capture August 2026 is one capture per metro. Three-capture medians with a published spread begin in September.