The Top 500 Insurance SEO Keywords in the USA

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Introduction

In the highly competitive insurance industry, understanding the most valuable keywords can significantly impact your marketing strategy and online visibility. Our comprehensive analysis of the top 500 insurance keywords in the USA reveals the search terms that attract the most consumer attention. This list is essential for insurance agencies, brokers and companies aiming to optimize their SEO efforts and enhance their digital presence.

Methodology

To compile this list, we utilized data from SEMrush, a renowned SEO tool, to analyze the monthly search volumes and cost per click (CPC) of insurance keywords. The keywords are ranked by keyword value, which is determined by multiplying the search volume by the CPC.

RankKeywordVolume
1car insurance823000
2car insurance quotes450000
3auto insurance450000
4auto insurance quotes165000
5auto insurance quote135000
6car insurance companies201000
7cheap car insurance301000
8business insurance74000
9small business insurance22200
10how much is car insurance22200
11cheapest auto insurance22200
12home insurance quote22200
13cár insurance18100
14cheap car insurance quotes22200
15insurance auto quotes18100
16top 10 cheapest car insurance companies22200
17best car insurance companies22200
18state farm home insurance22200
19cheap car insurance near me22200
20best auto insurance companies18100
21best home insurance22200
22car insurance near me110000
23geico auto insurance quote22200
24compare auto insurance18100
25home insurance110000
26cheapest car insurance90500
27auto insurance agents near me18100
28car insurance agents135000
29auto insurance agency14800
30auto insurance company14800
31insurance car14800
32insurance quotes auto14800
33average car insurance cost18100
34business insurance near me18100
35auto insurance qoutes14800
36home insurance florida18100
37cheap auto insurance74000
38best auto insurance18100
39classic car insurance18100
40cheap insurance auto14800
41general car insurance18100
42rental car insurance18100
43compare car insurance quotes14800
44kemper auto insurance18100
45home owners insurance company14800
46car insurance calculator18100
47auto and insurance quote12100
48car insurance companies near me12100
49car insurance company12100
50insurance near me auto12100
51obama care insurance12100
52progressive auto insurance quote14800
53auto insurance quote car12100
54car insurance online12100
55commercial auto insurance18100
56find car insurance quotes12100
57online auto insurance12100
58car insurance quotes online12100
59property insurance12100
60car insurance california18100
61affordable auto insurance14800
62top auto insurance companies14800
63home owners insurance near me12100
64geico car insurance quote14800
65business liability insurance14800
66progressive car insurance quote14800
67cheapest car insurance in florida14800
68car insurance agents near me12100
69car insurance michigan18100
70cheapest car insurance in california14800
71car compare insurance12100
72aaa home insurance18100
73car insurance comparison12100
74auto insurance comparison12100
75auto insurance quotes online9900
76car insurance agent9900
77car insurance places near me9900
78insurance auto near me9900
79affordable auto insurance quotes12100
80auto car insurance quotes9900
81best home insurance companies14800
82auto insurance near me60500
83get auto insurance quote9900
84cheap auto insurance quotes12100
85travelers car insurance14800
86get auto insurance quotes9900
87get car insurance quotes9900
88liberty mutual auto insurance18100
89cheap car insurance quote12100
90online car insurance quotes9900
91how much is car insurance per month12100
92insurance car quotes9900
93home insurance quotes60500
94auto and renters insurance bundle14800
95car insurance price9900
96best car insurance providers12100
97car insurance quotes colorado18100
98commercial general liability insurance12100
99general auto insurance12100
100car insurance quote33100
101auto insurance california14800
102comprehensive car insurance12100
103commercial insurance companies9900
104compare auto insurance quotes9900
105online car insurance9900
106free car insurance quotes9900
107insurance small business9900
108full coverage auto insurance12100
109insurance auto auction14800
110aaa auto insurance quote12100
111travelers auto insurance12100
112home insurance policy quotes9900
113cheap car insurance colorado14800
114affordable full coverage car insurance12100
115business for insurance9900
116car insurance cheap9900
117aarp auto insurance12100
118cheap car insurance florida12100
119commercial property insurance12100
120auto insurance co8100
121auto insurance companies near me8100
122car insurance agencies8100
123insurance auto8100
124insurance cars8100
125liberty car insurance9900
126california auto insurance12100
127car insurance quote online8100
128quote auto insurance8100
129car home insurance9900
130cheap auto insurance quote9900
131cheapest car insurance near me9900
132mobile home insurance12100
133root car insurance12100
134auto insurance quote online8100
135auto quotes insurance8100
136get car insurance quote8100
137quotes auto insurance8100
138car insurance quotes massachusetts14800
139non owner car insurance14800
140auto and home insurance9900
141california home insurance12100
142cheap full coverage auto insurance12100
143usaa car insurance phone number12100
144car insurance rates8100
145cheap car insurance online9900
146cars insurance quote8100
147home insurance company8100
148good auto insurance companies8100
149affordable car insurance near me9900
150car rental insurance9900
151usaa auto insurance phone number14800
152amica car insurance12100
153best car insurance in california12100
154car and home insurance9900
155auto insurance compare8100
156cheap car insurance quotes online8100
157insurance auto auctions12100
158how much is home insurance8100
159insurance for small business8100
160usaa home insurance9900
161best car insurance40500
162property insurance quote8100
163united auto insurance12100
164cheap full coverage car insurance9900
165auto insurance cheap8100
166business insurance for small business8100
167car and homeowners insurance9900
168long-term care insurance9900
169types of car insurance9900
170auto car insurance6600
171auto insurance agent6600
172car insurance co6600
173car insurances6600
174best car insurance rates8100
175erie car insurance12100
176direct auto insurance phone number9900
177farmers auto insurance9900
178auto quote insurance6600
179good car insurance6600
180quotes insurance car6600
181auto insurance comparisons8100
182how to get car insurance8100
183insurance car quote6600
184car insurance texas9900
185long term care insurance cost9900
186car insure6600
187florida car insurance9900
188auto insurance agents6600
189quotes for auto insurance6600
190best cheap car insurance8100
191auto insurance agencies6600
192car insurence6600
193quotes on auto insurance6600
194auto insurance companies60500
195california car insurance9900
196business insurance companies6600
197business insurance quotes8100
198car insurance cost8100
199how much does car insurance cost8100
200cheap home insurance9900
201home insurance california9900
202property insurance insurance6600
203quotes car insurance6600
204best affordable car insurance8100
205best car insurance company8100
206buy car insurance online6600
207aaa car insurance quote9900
208home insurance co6600
209average price of home insurance8100
210best cheap auto insurance8100
211car insurance quotes comparison27100
212low cost home insurance9900
213home insurence6600
214very cheap car insurance no deposit14800
215compare car insurance27100
216liability insurance for business8100
217united health care dental insurance8100
218good car insurance companies6600
219commercial liability insurance8100
220commercial vehicle insurance8100
221home insurance cost8100
222cheapest car insurance in texas9900
223commercial truck insurance9900
224compare car insurance quote6600
225home owner insurances6600
226long care insurance8100
227small business liability insurance8100
228triple car insurance8100
229what is commercial insurance8100
230best car insurances6600
231best insurance for car6600
232compare auto insurance quote6600
233compare auto insurance rates6600
234low cost auto insurance6600
235home owners insurance33100
236affordable car insurance quotes6600
237tenant insurance cost6600
238cheap auto insurance florida8100
239auto insurance quotes comparison6600
240cheap car insurance companies6600
241bundle home and auto insurance8100
242home and auto insurance bundles8100
243home auto insurance bundle8100
244business insure6600
245car insurance quote comparison6600
246compare car insurance rates6600
247car insurance company near me5400
248car insurance policy5400
249companies for auto insurance5400
250insurance companies auto5400
251local car insurance5400
252car insurance estimate8100
253best auto insurances6600
254business insurance quote6600
255car insurance near me cheap6600
256car insurance quotes cheap6600
257insurance auto quote5400
258quote for auto insurance5400
259auto insurance inexpensive6600
260auto insurance quotes cheap6600
261best small business insurance6600
262cheap auto insurances6600
263full coverage car insurance33100
264small business health insurance8100
265affordable car insurance27100
266auto insurance quates5400
267autos insurance quotes5400
268insurance quote auto5400
269quote for car insurance5400
270average home insurance cost6600
271car insurance affordable6600
272insurance for small businesses6600
273erie auto insurance8100
274liberty car insurance quote8100
275state of texas car insurance8100
276auto insurance online quote5400
277car auto insurance5400
278get a quote for auto insurance5400
279insurance quotes on car5400
280auto insurance explained6600
281mexican car insurance8100
282best and cheapest car insurance6600
283cheap auto insurance online6600
284insurance for business liability6600
285auto insurance quotes florida8100
286hiscox business insurance8100
287new car insurance5400
288progressive auto insurance login5400
289aaa insurance auto6600
290low car insurance6600
291home insurance agency5400
292best auto insurance in california8100
293home insurance calculator8100
294business insurance online6600
295list of car insurance companies6600
296low cost car insurance near me6600
297car insurance for teens8100
298nj car insurance8100
299best insurance for cars5400
300cheap auto insurance near me6600
301insurance business liability6600
302business insurance cost8100
303general liability insurance for business6600
304general liability insurance for small business6600
305auto insurance quote comparison5400
306car insurance prices5400
307free auto insurance quotes5400
308top car insurance5400
309top rated car insurance companies5400
310casualty insurance6600
311comprehensive auto insurance6600
312vintage car insurance6600
313car insurance compare quotes5400
314allstate car insurance quote6600
315cheap car insurance full coverage6600
316general commercial liability insurance6600
317temporary car insurance8100
318texas auto insurance8100
319auto insurance compare quotes5400
320car insurance agencies near me5400
321car insurance agency near me5400
322car insurance agent near me5400
323comparing auto insurance quotes5400
324home owner insurance27100
325lemonade car insurance9900
326car insurance broker6600
327cheap florida auto insurance6600
328the general car insurance phone number6600
329car insurance nyc8100
330auto insurance comparison quotes5400
331auto insurance florida6600
332business insurance for llc6600
333cheapest full coverage car insurance6600
334home and auto insurance quotes6600
335liability insurance for small business6600
336auto insurance agencies near me5400
337auto insurance agent near me5400
338insurance for business5400
339top home insurance companies5400
340car insurance nj8100
341how much is business insurance8100
342best business insurance5400
343geico quote auto insurance5400
344auto insurance calculator6600
345business liability insurance cost6600
346auto insurance policy4400
347car insurance for4400
348car insurances near me4400
349cars insurance4400
350farmers home insurance8100
351auto insurance affordable5400
352insurance car low5400
353car insurance in florida6600
354cheap home owners insurance6600
355commercial insurance27100
356best auto insurance rates5400
357cheaper car insurance5400
358cost of long term care insurance6600
359florida home insurance6600
360home and auto insurance6600
361home insurance in california6600
362affordable car insurance ga8100
363cheapest car insurance quote5400
364cheap car insurance in florida6600
365cheapest cars to insure6600
366types of business insurance6600
367car insureance4400
368best inexpensive car insurance5400
369insurance small businesses5400
370aaa auto insurance74000
371small business insurance cost8100
372car insurance florida27100
373how much should car insurance cost5400
374inexpensive auto insurance quotes5400
375cheap auto insurance texas6600
376american express car rental insurance5400
377auto insurance classic5400
378elder care insurance5400
379farm bureau car insurance5400
380how much is car insurance a month5400
381car insurance in texas6600
382geico car insurance74000
383auto home insurance quotes5400
384auto insurance broker near me5400
385car insurance explained5400
386auto insurance in florida6600
387best car insurance in texas6600
388business interruption insurance6600
389liberty mutual home insurance6600
390long term health care insurance6600
391allstate auto insurance quote5400
392amex rental car insurance5400
393property and casualty insurance6600
394car insurance price comparison4400
395costco home insurance8100
396cheap auto insurance in florida5400
397car insurance compare4400
398car insurance rate4400
399auto insurance quotes california5400
400cheapest car insurance florida5400
401low cost full coverage auto insurance5400
402auto insurance price4400
403best car insurance in florida6600
404commercial trucking insurance6600
405home insurance near me27100
406best insurance companies for home and auto5400
407auto insurance agency near me4400
408best car insurance cheap4400
409business auto insurance5400
410home and auto insurance quote5400
411business insurer4400
412amex car rental insurance5400
413car and home insurance quotes5400
414car insurance in california5400
415home insurance in florida5400
416auto insurance new york6600
417military car insurance6600
418bundle auto and home insurance5400
419car insurance estimator5400
420florida auto insurance5400
421navy federal car insurance6600
422auto insurance new jersey5400
423car and house insurance quotes5400
424car insurance new jersey5400
425freeway auto insurance5400
426cheapest car insurance california5400
427homeowners insurance for mobile homes5400
428liability insurance auto5400
429car insurance cheapest quotes4400
430auto owners insurance login6600
431best car insurance california5400
432car insurance quotes florida5400
433liability car insurance27100
434auto insurance cheap quotes4400
435car insurance cheap near me4400
436auto insurance texas5400
437cheapest home owners insurance5400
438cheap car insurance illinois6600
439average cost of car insurance4400
440car insurance broker near me5400
441auto insurance quotes colorado6600
442auto and homeowners insurance4400
443cheap car insurance in texas5400
444home appliance insurance5400
445best auto insurance company4400
446best home owners insurance4400
447cheap car insurance nj5400
448non-owner car insurance5400
449aaa auto insurance login4400
450best auto insurance in texas5400
451cheap auto insurance ny5400
452cheapest car insurance in michigan5400
453nj auto insurance5400
454auto insurance quotes texas5400
455car insurance new york5400
456cheap car insurance ohio5400
457new york auto insurance5400
458affordable full coverage auto insurance4400
459auto insurance broker4400
460cheap car insurance california4400
461acceptance auto insurance8100
462auto insurance michigan5400
463auto insurance nyc5400
464compare car insurance comparison27100
465cheapest home insurance5400
466car insurance for a rental4400
467state farm auto insurance33100
468amica auto insurance4400
469best auto insurance in florida4400
470business income insurance5400
471cheap auto insurance sc5400
472car insurance georgia5400
473cheap car insurance in pa5400
474navy federal auto insurance5400
475best auto insurance california4400
476business property insurance4400
477ameriprise auto insurance4400
478auto liability insurance4400
479car insurance massachusetts4400
480cheap auto insurance nj4400
481car insurance chicago5400
482cheap auto insurance ga5400
483progressive home insurance40500
484auto insurance in california4400
485car insurance quotes nj4400
486car leasing with insurance4400
487cheap car insurance in ga5400
488best car insurance for young drivers4400
489car gap insurance4400
490cheap auto insurance michigan4400
491car insurance ma4400
492cheap auto insurance ohio4400
493car insurance las vegas4400
494home insurance companies27100
495geico auto insurance33100
496long term care insurance49500
497citizens property insurance corporation news6600
498costco auto insurance27100
499costco car insurance33100
500car insurance alabama2400
501cheap car insurance in alabama2400
502alabama auto insurance1900
503auto insurance alabama1900
504cheap auto insurance alabama1900
505cheap car insurance alabama1900

Analysis

Overview of Keyword Categories

  • Auto Insurance: Auto-related keywords are by far the most dominant in the dataset.
  • Home Insurance: Home insurance keywords have a solid presence but are outnumbered by auto insurance terms.
  • Commercial Insurance: Keywords related to business or commercial insurance are less frequent but tend to have higher CPCs.
  • Other: There are a few keywords related to healthcare (e.g., “ObamaCare”), long-term care insurance, and bundles that combine home and auto.

Most Searched Keywords

  • “Car insurance” leads as the most searched keyword with 823,000 searches per month, indicating a strong demand for car insurance, both in terms of quotes and comparisons.
  • Other high-volume auto insurance keywords include:
    • “car insurance quotes” (450,000)
    • “auto insurance” (450,000)
    • “cheap car insurance” (301,000)

These keywords suggest that consumers are actively searching for affordable car insurance options and are comparing quotes frequently.


Most Expensive Keywords

  • “Business liability insurance” is among the most expensive keywords with a CPC that can reach upwards of $10-$20 per click, indicating that advertisers in the commercial insurance space are willing to spend more to capture high-value business clients.
  • “Car insurance quotes” and related terms in the auto insurance category are also highly competitive in terms of cost-per-click, but typically lower than commercial insurance.
  • Long-term care insurance and property insurance also have significant CPCs, indicating valuable opportunities for paid campaigns targeting these terms.

Auto vs. Commercial vs. Home Insurance Keywords

  • Auto Insurance: Auto insurance keywords account for 72% of the total dataset. This includes a wide range of searches like car insurance quotes, cheap car insurance, and region-specific queries (e.g., “car insurance California”).
  • Home Insurance: Home insurance-related keywords make up about 12% of the list. These include both general and state-specific searches, such as “home insurance Florida” and “home insurance quotes.”
  • Commercial Insurance: Business or commercial insurance keywords represent 16% of the total, focusing on terms like “business insurance,” “commercial auto insurance,” and “commercial liability insurance.”

Category Breakdown by Volume (Percentage)

  • Auto Insurance: Approximately 72% of all keywords are related to auto insurance. This includes both high-volume general terms and more specific, long-tail queries like “car insurance agents near me.”
  • Commercial Insurance: Commercial or business insurance accounts for around 16% of the keywords. Although fewer in number, these keywords tend to have higher CPCs and are valuable for insurance agencies that target business clients.
  • Home Insurance: Home insurance keywords constitute about 12% of the total dataset, with a mix of general terms and regional-specific queries.

Top Keyword Categories

  • Auto Insurance: The overwhelming majority of searches are focused on car insurance. Common themes include affordability (e.g., “cheap car insurance”), geographic relevance (e.g., “car insurance near me”), and insurance comparisons (e.g., “compare car insurance quotes”).
  • Home Insurance: Keywords like “home insurance quotes” (60,500 searches) and “home insurance Florida” (18,100 searches) indicate strong consumer interest in comparing rates and policies, particularly in regions prone to natural disasters, like Florida.
  • Commercial Insurance: Businesses are searching for insurance products as well, with high-volume keywords like “business insurance” (74,000 searches) and “small business insurance” (22,200 searches).

Regional Keywords

  • State-Specific Keywords: Keywords such as “car insurance Florida” (18,100) and “car insurance California” (18,100) highlight the importance of local SEO. Consumers are increasingly looking for insurers that cater to their specific state, especially in regions with unique insurance requirements.
  • Localized Auto and Home Insurance: The demand for location-based searches, such as “home insurance California” and “cheap car insurance Florida,” emphasizes the need for regionally targeted content and advertising.

Opportunities for Optimization

  • Auto Insurance Focus: Given the dominance of auto-related searches, it’s critical for companies to optimize for a variety of auto insurance terms, including comparisons and regional variations. Ensuring a strong presence for “car insurance” and “auto insurance quotes” will likely drive substantial organic and paid traffic.
  • Commercial Insurance Strategies: Though fewer in number, commercial insurance keywords like “business liability insurance” and “small business insurance” present valuable opportunities due to higher CPCs. Creating specific landing pages or content targeted at businesses will help capture high-value leads.
  • Home Insurance: Companies should optimize for both general home insurance terms and state-specific keywords, particularly in regions where home insurance is more expensive or regulated differently, such as California and Florida.

Keyword Trends

  • Comparison Keywords: A significant portion of searches, particularly in auto insurance, focuses on price comparisons and quotes (e.g., “compare auto insurance,” “cheap car insurance quotes”). This reflects consumers’ growing preference for comparing multiple providers before making a decision.
  • Cost-Sensitive Searches: Keywords like “cheap car insurance” and “how much is car insurance” indicate that price remains a primary concern for consumers. Creating content that addresses affordability and cost-saving tips is essential.
  • Bundled Insurance: Terms such as “home and auto insurance bundle” suggest that consumers are looking for ways to save by combining policies. Providers should promote bundle packages to attract price-conscious customers.

The keyword dataset reveals a highly competitive landscape dominated by auto insurance, which accounts for the vast majority of searches. However, opportunities also exist in commercial and home insurance, particularly for companies that can target higher-value keywords. Localized content and price comparisons are key trends across all categories, while commercial insurance keywords show potential for higher ad spend and lead value.

By focusing on optimizing content and PPC campaigns around these high-demand areas, insurance companies can effectively capture and convert more leads.

How to use this information

Understanding which insurance keywords are the most valuable can help you:

  • Optimize Your Content: Focus on creating high-quality content that targets these high-value keywords to improve your search engine rankings. Ensure that your content is informative, engaging, and relevant to what users are searching for.
  • Allocate Advertising Budget: Prioritize your ad spend on these keywords to attract more qualified leads and maximize your return on investment. This ensures that your advertising efforts are directed towards terms with clear intent and high value.
  • Competitive Analysis: Benchmark your performance against competitors targeting the same keywords and adjust your strategy accordingly. This can help you identify gaps and opportunities in your SEO and marketing efforts.
  • Enhance User Experience: Make sure your website is user-friendly and provides a seamless experience. Fast loading times, easy navigation, and mobile optimization are crucial factors that can influence user engagement and conversion rates.

Targeting high-value P&C insurance keywords can significantly enhance your SEO and PPC strategies, driving more relevant traffic and potential clients to your website. By focusing on these top 50 keywords, you can improve your online visibility and stay ahead in the competitive insurance market. Remember, being on the first page of search results is critical for capturing the majority of clicks and converting potential clients. You can track your rankings for these keywords in your own city or province by using tools like SEMrush. 

Questions? Comments?

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