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The Top 40 Pet Insurance SEO Keywords in the USA

This guide highlights the top 40 pet insurance keywords in the United States.

Methodology

To compile this list we used SEMrush data for monthly search volume and cost per click. Keywords are ranked by keyword value, which is search volume multiplied by CPC. Branded pet insurance terms are excluded.

RankKeywordVolumeDifficultyCPC
1pet insurance201,000100$17.61
2best pet insurance40,50076$17.95
3pet insurance for dogs40,50087$17.38
4pet insurance for cats14,80051$18.78
5best pet insurance for dogs14,80083$18.25
6dog pet insurance14,80086$15.51
7pet insurance dog12,10086$15.51
8top rated pet insurance9,90048$17.95
9best pet insurance companies8,10051$17.95
10good pet insurance8,10063$17.95
11pet health insurance9,90085$13.05
12best pet insurance company5,40082$17.95
13pet insurance best5,40064$17.95
14pet insurance comparison4,40060$21.22
15pet medical insurance6,60087$13.05
16cheap pet insurance4,40084$18.54
17is pet insurance worth it12,10056$5.87
18pet health care insurance5,40086$13.05
19pet insurance quotes2,90074$23.84
20pet insurance cats3,60056$18.78
21pet insurance texas3,60033$18.29
22best pets insurance3,60058$17.95
23pet insurance florida3,60033$17.06
24best pet insurance for cats2,90059$21.15
25affordable pet insurance2,90082$20.62
26pet insurance california3,60042$16.07
27how much is pet insurance12,10054$4.72
28cheapest pet insurance2,90071$18.54
29inexpensive pet insurance2,90071$18.54
30best pet insurance dog2,90064$18.25
31best pet insurance dogs2,90065$18.25
32insurance pet2,90098$17.61
33pet insurance companies5,40096$8.76
34pet insurance cost8,10064$5.69
35pet insurance plans2,90072$15.85
36pet insurance reviews4,40057$10.28
37cat pet insurance2,40051$18.78
38pet insurance cat2,40054$18.78
39pet health insurance dogs2,90080$15.39
40pet insurances2,40094$17.61

What the list shows

Demand is concentrated at the top. “Pet insurance” carries 201,000 searches, five times the next term, at a difficulty of 100. Nothing below rank three exceeds 15,000.

The expensive terms are not the high-volume ones. “Pet insurance quotes” carries the highest CPC in the set at $23.84 on only 2,900 searches, while “how much is pet insurance” pulls 12,100 searches at $4.72. Purchase intent, not traffic, sets the price.

Two informational terms rank in the top 30 by volume. “Is pet insurance worth it” at 12,100 and “how much is pet insurance” at 12,100 both outrank most commercial terms while costing a quarter as much per click.

State-modified terms are unusually easy. Texas and Florida both sit at difficulty 33 and California at 42, against 76 to 100 for the national head terms, at CPCs above $16.

Near-duplicates inflate the list. Cheapest, inexpensive, best pet insurance dog and best pet insurance dogs are the same searches counted twice. Volume figures here are as reported rather than clustered.

Method notes and limits

Volume and CPC are point-in-time figures from December 2024. Search volume in this category moves substantially across a year, so treat single-month figures as directional rather than exact.

Keyword difficulty is a third-party estimate, not a Google metric.

This list records demand. It does not record what the results page returns for each search, which in 2026 decides whether ranking produces a visit at all. Our current insurance keyword dataset adds AI Overview and Local Pack presence to each keyword, and a pet insurance edition will follow.

SP

Suren Pillai

Principal at Insurance SEO SEM, Calgary. Ten years in insurance search, including digital marketing roles inside AXA and Sompo and at national Canadian brokerages. Runs the monthly captures behind the Insurance Visibility Index.

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